Citibank Credit Card Reward Points: Check How to Earn, Redeem

 

 

In India people are now open to use credit card / debit card while paying huge amount or small amount. Online payment / payment through credit/debit through card swapping is boosted after demonitization in November 2016. Thus, now all the debit / credit card holders have huge opportunity to earn rewards points which designed by the bank to attract huge customer base and retain them. The reward point from Citi bank also boost the customer loyalty program and thus customer get benefited through some discount while purchasing. Bank issue various type of cards which carries various type of rewards in terms of points. These point various as per the card and transactions. Thus to under stand the rewards points from Citi bank, please read below:

Citibank Credit Card Reward Points Program Overview:

Citibank credit card holders can earn reward points for various spends made on the card and redeem these points for a wide range of attractive rewards. The rewards catalogue includes products and services across categories such as Books, Entertainment, Accessories, Apparel, Dining and Hotels, Departmental Stores, Health and Beauty, Travel, etc.

How can I earn reward points under the Citibank Credit Card Rewards Program?

You can earn reward points on the following Citibank credit card transactions:

Card Type	On Normal Spends you earn (Points/Rupees Spent)
Citi Rewards Card	Rs.125 = 1 point
IndianOil Citi Titanium & Platinum Card	Rs.150 = 1 point
Citi PremierMiles Card	Rs.100 = 4 miles
Citi Cashback Card	Rs.200 = 1 point
Citi Corporate Card	Rs.125 = 2 points
First Citizen Citi Titanium Golden Glow Credit Card	Rs.100 = 1 point
Citi Prestige Credit Card	Rs.100 = 1 point

Reward Points Earned as per Spend Categories:

Card Type	On Spends on these Categories	You earn (Points earned for Rs. Spent)
Citi Rewards Card	Apparel, Departmental Stores & Featured partners	Rs.125 = 10 points
IndianOil Citi Titanium & Platinum Card	IndianOil Outlets & Featured partners	Rs.150 = 4 points
	Grocery stores	Rs.150 = 2 points
Citi PremierMiles Card	Airline Spends & Featured partners	Rs.100 = 10 miles
Citi Cashback Card	Movies, Telephone & Utilities	Rs.200 = 10 points
First Citizen Citi Titanium Golden Glow Credit Card	At Shoppers Stop	Rs.100 = 5 points
	At Shoppers Stop Exclusive Labels	Rs.100 = 7 points
	Hospital & Utility	Rs.125 = 3 points
Citi Prestige Credit Card	International transactions	Rs.100 = 2 points

List of Citibank Credit Cards with Reward Benefits:

Citibank Credit Cards	Credit Card Variants
Citi Rewards Credit Card	Citi Rewards World Credit Card	Citi Rewards Platinum Credit Card
IndianOil Citi Credit Card	India Oil Citi Titanium Credit Card	India Oil Citi Platinum Credit Card
Citi PremierMiles Credit Card	-	-
Citi Corporate Credit Card	-	-
Platinum Credit Cards	Citi MasterCard Platinum Credit Card	-
Gold Credit Cards	Citi business credit card	Citi IHC Gold Credit Card
Citi Prestige Credit Card	-	-
Silver Credit Card	Citi Army and ex-Army Credit Card	Citi IAF Credit Card and Citi Navy Credit Card

Citibank Rewards Catalogue:

The rewards that can be redeemed through this Rewards Program are as follows:

Citibank Credit Cards	Rewards Redemption Benefits/ Reward Categories
Citi Rewards Credit Card	Accessories – gift vouchers for Titan, Bata, Citizen, Hidesign, Nike, etc.	Apparels – Gift vouchers for Arrow, Lee, Wrangler, The Bombay Store, Wills Lifestyle, Raymond, Globus, Benetton, etc.	Departmental Stores – Gift Vouchers for Shopper’s Stop, Megamart, Croma, Amazon.in, etc.	Health and Beauty – Gift Voucher for The Body Shop products.	Hotels and Dining – Gift Voucher for Mainland China, Costa Coffee, Pizza Hut, etc.	Travel Gift Vouchers from Cox and Kings, Samsonite, etc.
IndianOil Citi Card	Accessories – gift vouchers for Titan, Bata, Citizen, Hidesign, etc.	Apparels – Gift vouchers for Arrow, Lee, Wrangler, The Bombay Store, Wills Lifestyle, Raymond, Globus, Benetton, etc.	Departmental Stores – Gift Vouchers for Shopper’s Stop, Megamart, Croma, Amazon.in, etc.	Health and Beauty – Gift Voucher for The Body Shop products.	Hotels and Dining – Gift Voucher for Mainland China, Costa Coffee, Pizza Hut, etc.	Travel Gift Vouchers from VIP, Samsonite, etc.
Citi PremierMiles Credit Cards	Accessories – gift vouchers for Michael Kors, Jimmy Choo, Villeroy and Boch, Giorgio Armani, Paul Smith and much more.	Apparels – Gift vouchers for Emporio Armani, The Bombay Store and Canali.	Books and Entertainment – Gifts such as Bose Companion 20 Multimedia Speaker System and the Bose Soundlink Wireless Music System.	Departmental Stores – Gift Vouchers for Croma, Amazon.in, etc.	Health and Beauty – Gift Voucher for The Body Shop as well as Crabtree and Evelyn products.	-
Citi Corporate Credit Card	Accessories – gift vouchers for Titan, Bata, Citizen, Hidesign, Nike, etc.	Apparels – Gift vouchers for Arrow, Lee, Wrangler, The Bombay Store, Wills Lifestyle, Raymond, Globus, Benetton, etc.	Departmental Stores – Gift Vouchers for Shopper’s Stop, Megamart and Croma	Health and Beauty – Gift Voucher for The Body Shop products.	Hotels and Dining – Gift Voucher for Mainland China and Café Coffee Day.	Travel Gift Vouchers from VIP and Samsonite
Other Platinum Credit Cards	Accessories – gift vouchers for Titan, Bata, Citizen, Hidesign and Perfume2order.	Apparels – Gift vouchers for Arrow, Lee, Wrangler, The Bombay Store, Wills Lifestyle, Raymond, Globus, Benetton, etc.	Departmental Stores – Gift Vouchers for Shopper’s Stop, Megamart and Croma	Health and Beauty – Gift Voucher for The Body Shop products.	Hotels and Dining – Gift Voucher for Mainland China	Travel Gift Vouchers from Cox and Kings, Samsonite, etc.
Other Gold Credit Cards	Accessories – gift vouchers for Titan, Bata, Citizen and Hidesign	Apparels – Gift vouchers for Arrow, Lee, Wrangler, The Bombay Store, Wills Lifestyle, Raymond, Globus, Benetton, etc.	Departmental Stores – Gift Vouchers for Shopper’s Stop, Megamart and Croma	Hotels and Dining – Gift Voucher for Mainland China	Health and Beauty – Gift Voucher for The Body Shop products.	Travel Gift Vouchers from Cox and Kings, Samsonite, etc.
Citi Prestige Credit Card	Accessories – gift vouchers for Michael Kors, Jimmy Choo, Villeroy and Boch, Giorgio Armani, Paul Smith and much more.	Apparels – Gift vouchers for Emporio Armani, The Bombay Store and Canali.	Books and Entertainment – Gifts such as Bose Companion 20 Multimedia Speaker System and the Bose Soundlink Wireless Music System.	Departmental Stores – Gift Vouchers for Croma.	Health and Beauty – Gift Voucher for The Body Shop as well as Crabtree and Evelyn products	-

Perfect Credit Card Deals for you

Card

1st Year Fee  

Rewards 

Joining Perks  

• Citi Rewards Card
•  
• 4.5/5.0 965 users

Details

 1,000 

• 10 points/125 spent in select stores
• 1 Point/125 spent on others
• 1,000 points/ 1 Lakh spent every quarter
• 0.75% cashback on fuel purchases

• No joining perks

 Explore Check Eligibility

Response TimeWithin 30 minutes

• Citi PremierMiles Card
•  
• 4.5/5.0 47 users

Details

 3,000

• 10 points/100 spent on airlines
• 4 points/100 spent on others
• 0.75% cashback on fuel purchases

• No joining perks

 Explore Check Eligibility

Response Time Within 30 minutes

• Citi Cashback Card
•  
• 4.5/5.0 142 users

Details

 500

• 5% cash back on select transactions
• 0.5% Cash Back on all other spends 
• 0.75% cashback on fuel purchases

• No joining perks

 Explore Check Eligibility

Response TimeWithin 30 minutes

How to redeem reward points?

You can redeem your reward points for:

• Rewards Catalogue - Gift Vouchers
• Cashback or Miles Transfer
• Online Shopping
• Instant Rewards

Redemption of Gift Vouchers from the Citibank Credit Card Rewards Catalogue:

You can redeem your rewards points as gift vouchers from various international and domestic brands. This covers categories such as accessories, apparel, books, entertainment, departmental stores, health and beauty, hotels, dining and travel. The status of your request for reward redemption will be shown within two working days and the dispatch alert will be sent within four working days from the date of receiving the redemption request. The reward that has been ordered from the reward catalogue against the rewards accrued cannot be cancelled.

Cashback or Miles Transfer:

You can also can redeem your rewards points as cashback against the outstanding amount on your credit card or as Miles transfer. ‘This facility is available on credit cards such as Citibank Rewards Credit Card, Cashback card, IndianOil Citibank Titanium Credit Card, IndianOil Citibank Platinum Credit Card and Citi Prestige Credit Card.

Citibank Credit Cards	Cashback per Reward Point
Citibank Rewards Credit Card	35p for 1 reward point
Cashback card	Re. 1 for 1 reward point
IndianOil Citibank Titanium Credit Card	35p for 1 turbo point
IndianOil Citibank Platinum Credit Card	35p for 1 turbo point
Citi Prestige Credit Card	Re. 1 for 1 reward point

In order to redeem these reward points for air miles or cashback, you can either email the Citibank customer support or log in to your Citibank Net Banking account, click on the “Your Queries” link, choose the category as Reward Points/ Redemption and then type in your reward redemption request. You can also contact the Citibank customer helpdesk via phone.

Air Miles Redemption:

You can redeem reward points as air miles in the following airlines -

• Citibank Rewards Credit Card – Each point earned on this credit card converts to 0.75 miles that can be redeemed as air miles on Jet Airways and Air India.
• Citibank Corporate Credit Card - Each point earned on this credit card converts to 0.66 miles that can be redeemed as air miles on Jet Airways and Air India.
• IndianOil Citibank Titanium Credit Card - Each point earned on this credit card converts to 0.75 miles that can be redeemed as air miles on Jet Airways and Air India.
• IndianOil Citibank Platinum Credit Card - Each point earned on this credit card converts to 0.75 miles that can be redeemed as air miles on Jet Airways and Air India.
• Citibank PremierMiles Credit Card - Each point earned on this credit card converts to 0.5 miles that can be redeemed as air miles on Jet Airways, Air India, Etihad, Thai Airways, British Airways, Cathay Pacific, Delta, Singapore Airlines, Eva Air, Qatar Airways and Malaysia Airlines.
• Citi Prestige Credit Card - Each point earned on this credit card converts to 4 miles that can be redeemed as air miles on Jet Airways, Air India, Etihad, Thai Airways, British Airways, Cathay Pacific, Delts, Singapore Airlines, Eva Air, Qatar Airways and Malaysia Airlines.

Online Shopping:

You can redeem your Citibank reward points to shop and pay for products online, from sites such as Yatra.com, BookMyShow, Vodafone, Indigo, goibibo.com, etc. according to the Citibank credit card type that you own.

• Citi Rewards Credit Card – Shop online at Yatra.com, BookMyShow and Vodafone, Indigo and Goibibo.com and pay by choosing the payment option as the Citi Rewards points. For online entertainment and utility partner websites and also retail partner outlets, 100 reward points is equal to Rs. 30 and for redeeming reward points as money for purchase on travel partner websites, 100 reward points is equal to Rs. 25.
• IndianOil Citibank Platinum Credit Card - Shop online at Yatra.com, BookMyShow, Vodafone, Indigo and Goibibo.com and pay by choosing the payment option as the Citi Rewards points. For online entertainment and utility partner websites and also retail partner outlets, 100 Turbo points is equal to Rs. 30 and for redeeming reward points as money for purchase on travel partner websites, 100 Turbo points is equal to Rs. 25.
• IndianOil Citibank Titanium Credit Card - Shop online at Yatra.com, BookMyShow, Vodafone, Indigo and Goibibo.com and pay by choosing the payment option as the Citi Rewards points. For online entertainment and utility partner websites and also retail partner outlets, 100 Turbo points is equal to Rs. 30 and for redeeming reward points as money for purchase on travel partner websites, 100 Turbo points is equal to Rs. 25.
• Citi Premier Miles - Shop online at Yatra.com, Indigo and Goibibo.com and pay by choosing the payment option as the Citi Rewards points. Conversion of reward points to money for online purchase at travel partner websites is Rs. 45 for each 100 Miles earned on the credit card.
• Citi Prestige Credit Card - Shop online at Yatra.com, Indigo and Goibibo.com and pay by choosing the payment option as the Citi Rewards points. Conversion of reward points to money for online purchase at travel partner websites is Rs. 100 for 100 reward points earned on the credit card.
• Citi Corporate Credit Card - Shop online at Yatra.com and Goibibo.com and pay by choosing the payment option as the Citi Rewards points. Conversion of reward points to money for online purchase at travel partner websites is Rs. 25 for 100 reward points earned on the credit card.

Instant Rewards:

Citibank credit card holders can also pay with the reward points accrued on their card at several partner outlets by just swiping the credit card. A transaction which is a combination of using reward points as well as credit card cash transaction, can also be done at these partner outlets such as Westside, Shoppers Stop, etc.

Citibank Credit Card Reward Points Program FAQs:

1. In a single transaction, what is the minimum amount of reward points that I can redeem for cashback?

   The minimum transaction limit in a single transaction for cashback redemption are as follows:

   1. For a single transaction via the IndianOil Citibank Platinum Credit Card, IndianOil Citibank Titanium Credit Card and the Citibank Rewards Card, the minimum amount of reward points can be redeemed is 5000.
   2. For a single transaction via the Citibank Cashback Card, the minimum amount of reward points can be redeemed is 500.
   3. For a single transaction via the Citi Prestige Card, the minimum amount of reward points can be redeemed is 250.
2. When will the accrued reward points on my credit card expire?

   There is no expiration date on the Reward points that you have accumulated on your Citibank Credit Card.

3. If I have discontinued the use of my Citibank Credit Card and closed the same, can I redeem the reward points accumulated on it?

   No, if you have closed your credit card you cannot redeem the reward points.

4. Is it possible to check the reward point balance on my Citibank Credit Card?

   Yes, the reward point balance available on your Citibank Credit Card can be checked via your recent credit card statement or by sending an SMS from your registered number. For those who use Aircel, Airtel, Vodafone or Idea mobile operators the SMS should be sent to 52484 and for other mobile operators, the SMS should be sent to +919880752484. The SMS format should be – REWARDS XXXX (last 4 digits of your Citibank Credit Card number).

   You can log in to Citi Bank Net Banking and check your reward points if you hold a Citibank PremierMiles Credit Card, Citibank Rewards Credit Card, IndianOil Citibank Titanium Credit Card, Citi Prestige Credit Card or IndianOil Citibank Platinum Credit Card.

5. Can the reward points on my different Citibank credit cards be clubbed together to redeem a reward?

   No, you cannot club together the reward points available on different credit cards. You can only use reward points available exclusively on one credit card at a time.

6. Can I redeem any gift available in the Citibank Credit Card rewards catalogue?

   No, you can only redeem those gifts which you are eligible for, as per the credit card type that you have from the bank.

7. When does my Gift Voucher expire?

   The Gift voucher will expire after maximum 3 months of receipt of the same. The date of issue of the voucher and the date of expiry will be provided on the voucher itself.